/* v16.4.1 Factsheets and Resources Knowledge Hub */
.knowledge-nav-active{color:#725c17!important}
.breadcrumb{font-size:.92rem;color:var(--muted);font-weight:750;margin:0 0 18px}.breadcrumb a{text-decoration:underline;text-underline-offset:3px}
.knowledge-hero,.knowledge-detail-hero{padding:78px 0;background:radial-gradient(circle at 87% 8%,rgba(213,189,98,.26),transparent 30%),linear-gradient(145deg,#f7f3e8 0%,#fff 62%);border-bottom:1px solid var(--line)}
.knowledge-hero-grid,.knowledge-detail-grid{display:grid;grid-template-columns:minmax(0,1.35fr) minmax(310px,.65fr);gap:46px;align-items:center}
.knowledge-hero h1,.knowledge-detail-hero h1{font-size:clamp(2.55rem,5vw,4.75rem);line-height:1.02;letter-spacing:-.04em;color:var(--navy);margin:.12em 0 .28em}
.knowledge-hero-card,.knowledge-detail-aside{background:#fff;border:1px solid rgba(185,154,47,.38);border-radius:28px;padding:28px;box-shadow:var(--shadow)}
.knowledge-hero-card h2,.knowledge-detail-aside h2{color:var(--navy);line-height:1.15;margin:18px 0 10px}
.knowledge-quick-links{display:grid;gap:10px;margin-top:18px}.knowledge-quick-links a{display:flex;justify-content:space-between;gap:16px;border-top:1px solid var(--line);padding-top:12px;color:var(--navy);font-weight:850}
.knowledge-card-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:22px}
.knowledge-card{display:flex;flex-direction:column;align-items:flex-start;background:#fff;border:1px solid var(--line);border-radius:22px;padding:25px;box-shadow:0 10px 30px rgba(7,29,53,.07);min-height:100%}
.knowledge-card:hover,.knowledge-card:focus-within{border-color:rgba(185,154,47,.68);box-shadow:0 0 0 3px rgba(213,189,98,.24),0 18px 40px rgba(7,29,53,.13);transform:translateY(-3px)}
.knowledge-card-featured{background:linear-gradient(145deg,#fff,#fbf7e9)}
.knowledge-category{display:inline-flex;align-items:center;background:#eef4fa;color:var(--navy);border-radius:999px;padding:7px 11px;font-size:.78rem;font-weight:900;text-transform:uppercase;letter-spacing:.06em}
.knowledge-card h3{font-size:1.35rem;line-height:1.18;color:var(--navy);margin:17px 0 9px}.knowledge-card p{color:var(--muted);margin:0 0 18px}.knowledge-card-link,.knowledge-card .text-link{margin-top:auto}
.knowledge-card-meta{display:flex;flex-wrap:wrap;gap:7px 14px;font-size:.8rem;color:var(--muted);margin:auto 0 15px;padding-top:10px;border-top:1px solid var(--line);width:100%}
.knowledge-filter{display:grid;grid-template-columns:minmax(280px,1fr) minmax(220px,.45fr) auto;gap:14px;align-items:end;background:#f7fafc;border:1px solid var(--line);border-radius:22px;padding:20px;margin-bottom:20px}.knowledge-filter label{display:block;margin-bottom:6px}.knowledge-filter-actions{display:flex;gap:9px}.knowledge-result-line{margin:18px 0 22px;color:var(--muted)}
.knowledge-empty{text-align:center;border:1px dashed #b9c7d5;border-radius:24px;padding:42px;background:#f8fafc}.knowledge-empty h3{color:var(--navy);margin-top:0}
.knowledge-feature-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:20px}.knowledge-feature{display:flex;gap:17px;align-items:flex-start;background:#fff;border:1px solid var(--line);border-radius:22px;padding:23px;box-shadow:0 10px 28px rgba(7,29,53,.07)}.knowledge-feature:hover{transform:translateY(-3px);border-color:rgba(185,154,47,.65)}.knowledge-feature h3{color:var(--navy);margin:0 0 5px}.knowledge-feature p{color:var(--muted);margin:0}
.knowledge-feature-icon{display:grid;place-items:center;flex:0 0 52px;width:52px;height:52px;border-radius:17px;background:var(--navy);color:#fff;font-weight:950;font-size:1.05rem}
.knowledge-preview-banner{background:#fff2bd;border-bottom:1px solid #d6b638;color:#533e00;padding:10px 18px;text-align:center;font-weight:750}
.knowledge-review-strip{display:flex;flex-wrap:wrap;gap:10px 24px;margin-top:24px;padding-top:18px;border-top:1px solid rgba(7,29,53,.12);color:var(--muted);font-size:.92rem}
.knowledge-reading-layout{display:grid;grid-template-columns:minmax(0,1fr) 300px;gap:42px;align-items:start}.knowledge-article-body{max-width:850px;font-size:1.04rem}.knowledge-section{padding:0 0 30px;margin:0 0 32px;border-bottom:1px solid var(--line)}.knowledge-section h2,.knowledge-sources h2{color:var(--navy);font-size:clamp(1.55rem,2.6vw,2.15rem);line-height:1.15;margin:0 0 15px}.knowledge-section p{margin:0 0 14px}.knowledge-list,.knowledge-checklist{display:grid;gap:12px;margin:0;padding:0}.knowledge-list li,.knowledge-checklist li{list-style:none;position:relative;border:1px solid var(--line);background:#f8fafc;border-radius:15px;padding:13px 15px 13px 44px}.knowledge-list li::before{content:"✓";position:absolute;left:15px;top:12px;color:var(--green);font-weight:950}.knowledge-checklist{counter-reset:khcheck}.knowledge-checklist li{counter-increment:khcheck}.knowledge-checklist li::before{content:counter(khcheck);position:absolute;left:12px;top:10px;display:grid;place-items:center;width:24px;height:24px;border-radius:8px;background:var(--navy);color:#fff;font-size:.75rem;font-weight:900}
.knowledge-deadline{background:#fff9e8;border:1px solid #edd37b;border-radius:22px;padding:24px}.knowledge-deadline h2{color:#594500}
.knowledge-faqs{display:grid;gap:10px}.knowledge-faqs details{border:1px solid var(--line);border-radius:16px;background:#fff;overflow:hidden}.knowledge-faqs summary{cursor:pointer;padding:15px 18px;color:var(--navy);font-weight:900}.knowledge-faqs details>div{padding:0 18px 16px;color:var(--muted)}
.knowledge-help{display:flex;align-items:center;justify-content:space-between;gap:25px;background:linear-gradient(135deg,#071d35,#0b3157);color:#fff;border-radius:25px;padding:28px;margin:34px 0}.knowledge-help h2{color:#fff;margin:0 0 10px}.knowledge-help p{margin:0}.knowledge-help .btn-dark{background:var(--gold);color:var(--navy);white-space:nowrap}
.knowledge-sources{border:1px solid rgba(185,154,47,.4);background:var(--cream);border-radius:22px;padding:24px;margin:32px 0}.knowledge-sources ul{padding-left:20px;margin:0}.knowledge-sources li{margin:10px 0}.knowledge-sources a{color:var(--navy);font-weight:800;text-decoration:underline;text-underline-offset:3px}
.knowledge-disclaimer{border-left:5px solid var(--gold);background:#f7fafc;border-radius:0 18px 18px 0;padding:20px 22px;color:var(--muted);margin-top:30px}.knowledge-disclaimer strong{display:block;color:var(--navy);font-size:1.05rem}.knowledge-disclaimer p{margin:6px 0}.knowledge-disclaimer a{font-weight:850;color:var(--navy);text-decoration:underline}.knowledge-disclaimer-large{max-width:960px;margin:0 auto}
.knowledge-side-nav{position:sticky;top:112px}.knowledge-side-card{display:grid;background:#f8fafc;border:1px solid var(--line);border-radius:22px;padding:22px}.knowledge-side-card h2{color:var(--navy);font-size:1.2rem;margin:0 0 10px}.knowledge-side-card a{padding:12px 0;border-top:1px solid var(--line);color:var(--navy);font-weight:800}
.calculator-jump{display:flex;gap:9px;flex-wrap:wrap;margin:0 0 28px}.calculator-jump a{border:1px solid var(--line);border-radius:999px;padding:9px 13px;font-weight:850;color:var(--navy);background:#fff}.calculator-jump a:hover{border-color:var(--gold);background:var(--cream)}
.calculator-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:24px}.calculator-card{scroll-margin-top:110px;background:#fff;border:1px solid var(--line);border-radius:26px;padding:27px;box-shadow:0 12px 34px rgba(7,29,53,.08)}.calculator-heading{display:flex;gap:15px;align-items:center}.calculator-heading h2{color:var(--navy);margin:0}.calculator-heading .eyebrow{margin-bottom:3px}.calculator-form{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:13px;margin:22px 0}.calculator-form label{display:block}.calculator-form input,.calculator-form select{margin-top:6px}.calculator-form .btn{align-self:end}.calculator-result{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:9px;background:#f7fafc;border:1px solid var(--line);border-radius:18px;padding:12px}.calculator-result-wide{grid-template-columns:repeat(2,minmax(0,1fr))}.calculator-result div{background:#fff;border:1px solid var(--line);border-radius:13px;padding:12px}.calculator-result span{display:block;color:var(--muted);font-size:.8rem}.calculator-result strong{display:block;color:var(--navy);font-size:1.08rem;margin-top:3px;overflow-wrap:anywhere}.calculator-note{font-size:.84rem;color:var(--muted);margin:13px 0 0}
@media(max-width:980px){.knowledge-hero-grid,.knowledge-detail-grid,.knowledge-reading-layout{grid-template-columns:1fr}.knowledge-side-nav{position:static}.knowledge-card-grid,.knowledge-feature-grid{grid-template-columns:repeat(2,minmax(0,1fr))}.calculator-grid{grid-template-columns:1fr}}
@media(max-width:700px){.knowledge-hero,.knowledge-detail-hero{padding:58px 0}.knowledge-card-grid,.knowledge-feature-grid,.knowledge-filter{grid-template-columns:1fr}.knowledge-filter-actions{align-items:stretch}.knowledge-filter-actions .btn{flex:1}.knowledge-help{align-items:flex-start;flex-direction:column}.calculator-form,.calculator-result,.calculator-result-wide{grid-template-columns:1fr}.knowledge-hero-card,.knowledge-detail-aside,.calculator-card{padding:22px}}
.knowledge-preview-return{position:fixed;right:18px;bottom:18px;z-index:1200;background:#071d35;color:#fff;border:2px solid #d5bd62;border-radius:999px;padding:11px 16px;font-weight:900;box-shadow:0 12px 30px rgba(7,29,53,.28)}.knowledge-preview-return:hover,.knowledge-preview-return:focus-visible{background:#0b3157;color:#fff;transform:translateY(-2px)}